The Group Internal Audit (GIA) Function is an independent, third line of defence function with primary responsibility to the Group's Board of Directors through the Board Audit Committee. GIA assists the Board of Directors in carrying out its corporate governance responsibilities by providing an independent view on the key risks facing the Group, and on the adequacy and effectiveness of the system of governance, risk management and internal control in managing these risks. […]
An understanding of the components of credit applications and the associated key credit management judgements over the credit...